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Be decisive. Know exactly what kind of car you want and exactly what you want to pay. Do your homework first and research everything you can find. The Internet is the most powerful research tool ever devised by man. Use it.

The letter "R" stands for Revelation. As you read this today, get a Revelation! It's your responsibility...no one else's. It doesn't matter who you are, where you came from, how much money you have...get a Revelation. YOU can and will create Miracles!

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Then there was the email vendor I had stopped using in January. Long story short: I let them know that I was not going to be able to pay them for the duration of the 12 month contract I had signed the previous May (one of several infrastructure building mistakes I made in 2010). I suggested we work out a compromise. They declined. So I ignored their calls and emails until I received an overnight letter in May from their in-house counsel. I waited a few days before calling them back - wanting to preserve at least a shred of dignity. I dragged it out until June, and started making payments the end of July. Just 10 more to go. Again, the detailed cash planning strengthened my resolve, and gave me confidence.

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The letter "C" stands for Commitment. Finally...once and for all...dive right into it...get Committed to your Miracle! It's your responsibility. Inside you is a reason for why you are here...your Miracle...so Commit to it. Go for it!